Meet Trinidad

Trinidad Navarro was elected in 2016 as the State of Delaware’s 26th Insurance Commissioner. He was re-elected in
2020. In this role, he works to ensure insurance affordability and availability for residents as well as the accountability of insurance companies. As Commissioner, he leads the office charged with protecting, educating, and advocating for
Delaware residents.

A lifelong Delawarean, Commissioner Navarro has an extensive record of public service. He served for 20 years with the New Castle County Police and was elected New Castle County Sheriff in 2010. While a police officer, he received the department’s distinguished Medal of Valor.

Commissioner Navarro is a member of the National Association of Insurance Commissioners (NAIC) and was elected by his peers to Chair the Northeast Zone. He co-chairs the group’s National Antifraud Taskforce and the Improper Marketing of Health Plans Working Group. Additionally, Commissioner Navarro serves on many state boards such as the Delaware Health Care Commission, the State Employees Benefits Committee (SEBC), and the Plans Management Board.

During his term, Commissioner Navarro is proud of the pro-consumer legislation that he has either initiated or supported, and have become law in Delaware. Of the more than 100 legislative measures passed during his term relating to insurance for Delawareans, he is most proud of Substitute 1 for HB 80 passed and signed into law in 2017. This Act prohibits insurance companies from increasing rates on current customers solely for having reached the age of 75 or above or for having a change in marital status. It also restricts use of credit scores for rating coverage costs for consumers. Other legislative efforts include the Annuity Suitability Act, regulating Pharmacy Benefit Management Companies, codifying protections for the Affordable Care Act, abortion and contraception protection and coverage, and initiating the Office of Value Based Healthcare Delivery housed under the Department of Insurance.

Commissioner Navarro has two daughters, Kylie and Hannah, and one son, Jordan. He resides in Bear, DE with his wife Melissa.